Thursday, November 7, 2013

Cut to food stamps

Food stamp benefits will be cut, starting last Friday.

The cuts, totaling $5 billion, will mean less money for groceries for millions of people who rely on food stamps. It's a tough time to have less food on the table, just a few weeks before the start of the holiday season.

Congress has the power to halt the cutback. However, experts say it's highly unlikely at a time when Republicans are calling for even more drastic cuts to food stamps.

Food stamp benefits were bumped up in the midst of the recession. The temporary provision expired Nov. 1.

READ MORE:  http://money.cnn.com/2013/10/25/news/economy/food-stamp-cuts/index.html?iid=s_mpm

Monday, November 4, 2013

Most Americans accumulating debt faster than they’re saving for retirement

A majority of Americans with 401(k)-type savings accounts are accumulating debt faster than they are setting aside money for retirement, further undermining the nation’s troubled system for old-age saving, a new report has found.

Three in five workers with defined contribution accounts are “debt savers,” according to the report released Thursday, meaning their increasing mortgages, credit card balances and installment loans are outpacing the amount of money they are able to save for retirement.

The imbalance is expanding even as policymakers are encouraging people to set aside more by offering generous tax breaks and automatically enrolling workers in retirement accounts that in some cases automatically escalate the amount of money over time.

Currently, workers with retirement savings accounts put aside more than 11 percent of their pay for retirement — 5 percent in their own accounts, and 6.2 percent in Social Security.

READ MORE:  http://www.washingtonpost.com/business/economy/many-americans-accumulating-debt-faster-than-theyre-saving-for-retirement/2013/10/23/b7a9c85e-3b3e-11e3-b6a9-da62c264f40e_print.html

Friday, November 1, 2013

In more homes, the roof overhead is rented

In the aftermath of a historic housing bust, rented single-family homes are on the rise in communities from coast to coast.

At least a fifth of all occupied single-family homes were rentals last year in 32 of the nation's top metropolitan regions, according to a USA TODAY analysis of U.S. Census Bureau data. That's up from seven metros in 2006.

Rates: National average on 30-year mortgage falls to 4.5%

The growth reflects changes brought by the housing boom and bust and the enduring financial hardships imposed by the recession. Millions of homeowners lost homes to foreclosure and were forced to become renters, while others delayed homeownership.

READ MORE:  http://www.usatoday.com/story/money/business/2013/10/20/single-family-homes-turned-rentals/2939243/

Thursday, October 31, 2013

Youth Unemployment: 15 Percent Of American Youth Out Of School And Work, Study Finds

WASHINGTON -- WASHINGTON (AP) — Almost 6 million young people are neither in school nor working, according to a study released Monday.

That's almost 15 percent of those aged 16 to 24 who have neither desk nor job, according to The Opportunity Nation coalition, which wrote the report.

Other studies have shown that idle young adults are missing out on a window to build skills they will need later in life or use the knowledge they acquired in college. Without those experiences, they are less likely to command higher salaries and more likely to be an economic drain on their communities.

"This is not a group that we can write off. They just need a chance," said Mark Edwards, executive director of the coalition of businesses, advocacy groups, policy experts and nonprofit organizations dedicated to increasing economic mobility. "The tendency is to see them as lost souls and see them as unsavable. They are not."

But changing the dynamic is not going to be easy.

READ MORE:  http://www.huffingtonpost.com/2013/10/21/youth-unemployment_n_4134358.html

Wednesday, October 30, 2013

White House sees “deterioration” in Oct. labor market signs

Forget September's jobs report; Jason Furman, chairman of President Barack Obama's Council of Economic Advisers, is already worried about October.

In an interview Tuesday on CNBC's "Squawk on the Street," Furman cited "solid progress" in the U.S. job market but admitted economic growth could be stronger.

"We would like to see private-sector job growth strengthening at a time like this," Furman said. "There's no question that things like the sequester, brinkmanship, all of that are getting in the way of this happening."
In September, 148,000 jobs were added to the U.S. economy, missing expectations of 180,000. The unemployment rate fell 1 percentage point to 7.2 percent, its lowest rate since November 2008.

READ MORE:  http://www.cnbc.com/id/101132900

Tuesday, October 29, 2013

Security check now starts long before you fly

The Transportation Security Administration is expanding its screening of passengers before they arrive at the airport by searching a wide array of government and private databases that can include records like car registrations and employment information.


While the agency says that the goal is to streamline the security procedures for millions of passengers who pose no risk, the new measures give the government greater authority to use travelers' data for domestic airport screenings. Previously that level of scrutiny applied only to individuals entering the United States.

The prescreening, some of which is already taking place, is described in documents the T.S.A. released to comply with government regulations about the collection and use of individuals' data, but the details of the program have not been publicly announced.

READ MORE: http://www.cnbc.com/id/101132836

Monday, October 28, 2013

Murky jobs picture likely to keep Fed on hold

The Fed is expected to keep easing at full throttle well into next year, after September's tepid jobs report showed the impact of a painfully slow growing economy on employment.

The economy added 148,000 nonfarm payrolls, compared with expectations for 180,000, and a revised 193,000 in August. The jobless rate fell to 7.2 percent, from 7.3 percent.

The report, delayed by the government shutdown and released Tuesday morning, showed surprisingly low growth in the private sector of just 129,000 jobs and a weakening trend in the past several months. While August jobs were revised to 193,000 from 169,000, the July report was revised down to 89,000 from 104,000.

READ MORE:  http://www.cnbc.com/id/101132507

Thursday, October 24, 2013

Study: 15 percent of US youth out of school, work

WASHINGTON (AP) — Almost 6 million young people are neither in school nor working, according to a study released Monday.

That's almost 15 percent of those aged 16 to 24 who have neither desk nor job, according to The Opportunity Nation coalition, which wrote the report.

Other studies have shown that idle young adults are missing out on a window to build skills they will need later in life or use the knowledge they acquired in college. Without those experiences, they are less likely to command higher salaries and more likely to be an economic drain on their communities.

"This is not a group that we can write off. They just need a chance," said Mark Edwards, executive director of the coalition of businesses, advocacy groups, policy experts and nonprofit organizations dedicated to increasing economic mobility. "The tendency is to see them as lost souls and see them as unsavable. They are not."

READ MORE:  http://bigstory.ap.org/article/study-15-percent-us-youth-out-school-work-0

Wednesday, October 23, 2013

Down and out: the French flee a nation in despair

The failing economy and harsh taxes of François Hollande's beleaguered nation are sending thousands packing - to Britain's friendlier shores 

 By
A poll on the front page of last Tuesday’s Le Monde, that bible of the French Left-leaning Establishment (think a simultaneously boring and hectoring Guardian), translated into stark figures the winter of François Hollande’s discontent.
More than 70 per cent of the French feel taxes are “excessive”, and 80 per cent believe the president’s economic policy is “misguided” and “inefficient”. This goes far beyond the tax exiles such as Gérard Depardieu, members of the Peugeot family or Chanel’s owners. Worse, after decades of living in one of the most redistributive systems in western Europe, 54 per cent of the French believe that taxes – of which there have been 84 new ones in the past two years, rising from 42 per cent of GDP in 2009 to 46.3 per cent this year – now widen social inequalities instead of reducing them.

Tuesday, October 22, 2013

London’s Low Taxes Lure Foreign Companies as Banks Retrench

London's corporate tax rate will soon be half the U.S. rate


The Swiss town of Baar boasts clean air, easy access to ski slopes and some of Europe’s lowest personal taxes. London? Traffic and perpetual drizzle

Yet executives at Noble Corp. (NE), a provider of deepwater oil drilling rigs, are in the process of moving headquarters from Baar to the British capital, citing the talented workforce and easy airline connections from Heathrow, Europe’s busiest international airport. On top of that, the U.K. tax rate is now competitive with Switzerland’s historically corporate-friendly tax regime.

Noble is part of a wave of overseas companies moving head offices to London, lured in part by the country’s declining corporate taxes. The relocations underscore Prime Minister David Cameron’s efforts to make the country more attractive to foreign companies -- and may help London become less dependent on the financial services industry, which has been retrenching since the 2008 crisis.

READ MORE:  http://www.bloomberg.com/news/2013-10-17/london-luring-foreign-companies-with-low-taxes-as-banks-retrench.html

Monday, October 21, 2013

Networks blamed shutdown on GOP in 41 stories --- 0 for Dems

Republicans never expected to get a fair shake in the Big Three networks' coverage of the 16-day government shutdown, but the final tally of stories blaming the GOP is stunning: 41 stories blamed Republicans and zero blamed Democrats.

Nightly, 20 million Americans heard “a version of the shutdown story that could easily have emanated from Barack Obama's own White House,” said the new report from the Media Research Center.
The report, provided to Secrets, found that a total of 41 stories blamed Republicans for the shutdown. None blamed the Democrats. Another 17 blamed both sides.

READ MORE:   http://washingtonexaminer.com/networks-blamed-shutdown-on-gop-41-stories-0-for-dems/article/2537363

Friday, October 18, 2013

U.S. surges past Saudis to become world's top oil supplier -PIRA

Oct 15 (Reuters) - The United States has overtaken Saudi Arabia to become the world's biggest oil producer as the jump in output from shale plays has led to the second biggest oil boom in history, according to leading U.S. energy consultancy PIRA.



U.S. output, which includes natural gas liquids and biofuels, has swelled 3.2 million barrels per day (bpd) since 2009, the fastest expansion in production over a four-year period since a surge in Saudi Arabia's output from 1970-1974, PIRA said in a release on Tuesday.

It was the latest milestone for the U.S. oil sector caused by the shale revolution, which has upended global oil trade. While still the largest consumer of fuel, the rise of cheap crude available to domestic refiners has turned the United States into a significant exporter of gasoline and distillate fuels.

READ MORE:  http://www.reuters.com/article/2013/10/15/us-oil-pira-idUSL1N0I51IX20131015

Thursday, October 17, 2013

A Staff of Robots Can Clean and Install Solar Panels

RICHMOND, Calif. — In a dusty yard under a blistering August sun, Rover was hard at work, lifting 45-pound solar panels off a stack and installing them, one by one, into a concrete track. A few yards away, Rover’s companion, Spot, moved along a row of panels, washing away months of grit, then squeegeeing them dry.

Jim Wilson/The New York Times
Rover, a robot, placing a solar panel in a track at Alion Energy, which is looking to shave labor costs.
But despite the heat and monotony — an alternative-energy version of lather-rinse-repeat — neither Rover nor Spot broke a sweat or uttered a complaint. They could have kept at it all day. 

That is because they are robots, surprisingly low-tech machines that a start-up company called Alion Energy is betting can automate the installation and maintenance of large-scale solar farms. 

Monday, October 14, 2013

The crisis with an on/off switch

On Thursday, the Treasury Department will have only cash on hand and any money coming in -- which varies day to day -- to pay the U.S. government's bills.

And the bills will exceed the revenue and cash at some point after that. So something will have to give. Someone, perhaps seniors due their Social Security payments, won't get paid on time. It's that simple.
In addition, the reaction in markets will likely be bad. The only question is how bad.

Stocks will probably plunge. The U.S. government's incredibly cheap borrowing costs could jump. In a worst-case scenario, the gears of the financial system could gum up because Treasury debt is such an important lubricant.

Some economists fear a jobs-killing recession if a debt ceiling crisis persists. That's because the effective result of not raising the debt ceiling would be a massive and abrupt cut in federal spending.


The only good news is that this latest Washington-made crisis has an obvious on/off switch. It's not too late -- lawmakers can flip the "off" switch now.

READ MORE:  http://money.cnn.com/2013/10/13/news/economy/debt-ceiling-congress/index.html?hpt=hp_t1

Debt-ceiling breach would push economy into free fall, without a government safety net

The Obama administration will have to decide whether to delay — or possibly suspend — tens of billions of dollars in Social Security checks, food stamps and unemployment benefits if negotiations to raise the federal debt ceiling are not resolved this week, experts say, one of the many difficult choices officials will have to make at a time when the government will essentially be running on fumes.

The government will begin Monday with about $30 billion cash in the bank and a little more room to borrow as a result of extraordinary measures launched in the wake of the debt-ceiling crisis. By Thursday, administration officials say they will exhaust all borrowing authority and have only that cash on hand.

Experts on federal finances say that money might be enough to make payments for a few days, but certainly not for more than two weeks. In any event, they say, President Obama will have to make untested decisions about who and what to pay because daily tax receipts will make up only about 70 cents of every dollar of necessary spending.

Economists roundly agree that no matter which course Obama chooses, a drop in federal spending that large would exert a huge drag on economic growth. And in contrast to what happens during a traditional downturn — the safety net expands to help the vulnerable — assistance to seniors and low-income people could be delayed or reduced if Congress doesn’t raise the debt ceiling.

READ MORE:  http://www.washingtonpost.com/business/economy/debt-ceiling-breach-would-push-economy-into-freefall-without-a-government-safety-net/2013/10/13/a4efd588-3287-11e3-8627-c5d7de0a046b_story.html?hpid=z1

Friday, October 11, 2013

Delaware Gov. Markell back on hot seat over economy


As Gov. Jack Markell concludes a series of town hall meetings tonight in New Castle County, a new report echoes recent bad news for Delaware’s economy, which has been a topic at Markell’s earlier public forums around the state.

His final meeting tonight is scheduled for 6 p.m. inside the auditorium at Delcastle Technical High School near Newport. Markell will take questions from the public.

Cathy Rossi, a Markell spokeswoman, said Tuesday that the governor looks forward to “discussing his plans to support more start-up and innovation businesses, focus on manufacturing, provide workforce training and expand on our strengths in financial services, agriculture and other key industries.”
READ MORE:  http://www.delawareonline.com/article/20131010/NEWS02/310100051/Delaware-Gov-Markell-back-hot-seat-over-economy?nclick_check=1

Thursday, October 10, 2013

General Motors Executive Warns of Impending Auto Bubble

General Motors of Canada President Kevin Williams is warning that subprime loans could doom the auto industry just as it did the housing industry in 2007.

Williams told the editorial board of Canada’s Globe and Mail newspaper on Monday that record Canadian auto sales could be attributed to cheap credit loans.

“The real question is, are you going to run the business the way you ran it in the past in order to drive market share exclusively. The answer is that’s not our intent because it [led to] a failed company,” Williams said.

Using subprime loans and easy credit to move cars off the lot may not be GM Canada’s goal, but its parent company, bailed-out, Detroit-based General Motors, has been moving in that direction, as the Washington Free Beacon reported in February. Nearly 90 percent of loans issued by GM Financial were subprime.

READ MORE:  http://freebeacon.com/general-motors-executive-warns-of-impending-auto-bubble/

Wednesday, October 9, 2013

Shutdown halts federal regs (Video)

Shutdown halts federal regs (Video)

By Ben Goad and Julian Hattem - 10/06/13 12:07 PM ET

Tuesday, October 8, 2013

Obamacare's winners and losers in Bay Area


Cindy Vinson and Tom Waschura are big believers in the Affordable Care Act. They vote independent and are proud to say they helped elect and re-elect President Barack Obama.

Yet, like many other Bay Area residents who pay for their own medical insurance, they were floored last week when they opened their bills: Their policies were being replaced with pricier plans that conform to all the requirements of the new health care law.

Vinson, of San Jose, will pay $1,800 more a year for an individual policy, while Waschura, of Portola Valley, will cough up almost $10,000 more for insurance for his family of four.

READ MORE:  http://www.mercurynews.com/nation-world/ci_24248486/obamacares-winners-and-losers-bay-area

Friday, October 4, 2013

Enrollment In Obamacare's Federal Exchange, So Far, May Only Be In 'Single Digits'

On October 1, Obamacare’s subsidized insurance exchanges went live. Most of the exchange websites crashed on the first day, a development that led some of the law’s supporters to conclude that there was overwhelming demand for Obamacare’s insurance products. But the Obama administration isn’t releasing figures as to the number of Americans who have actually signed up for exchange-based coverage. “Very, very few people that we’re aware of have enrolled in the federal exchange,” said one anonymous insurance industry official to the Washington Post. “We are talking single digits.”

Exchange agencies walk back high-traffic hype

Other exchanges have had to pare down their initial statistics. Covered California, that state’s subsidized insurance exchange, initially claimed that its website had received 5 million hits on October 1. They later had to revise that number down 87 percent, to 645,000. KUSI-TV in San Diego is reporting that not one policy has yet been sold on the California exchange.

Thursday, October 3, 2013

What Undercover Boss and The Jetsons Tell Us About the Future of Jobs

In the early days of artificial intelligence research, it was commonplace for the well-educated academics in the field to (mistakenly) think that being “intelligent” meant being good at things that other well-educated academic researchers struggled at, like playing chess. We now know, however, that it's far harder to get robots to do things that come naturally to us (like identify objects and pick them up) than it is to get them to prove logical theorems or find patterns in huge volumes of data—things we humans struggle at. This and other counter-intuitive trends in AI and research on the nature of human intelligence have discouraged researchers from trying to predict which jobs will be automated, but a provocative new study by Carl Frey and Michael Osborne at Oxford University tries to do just that, and their findings are alarming.

READ MORE:   http://www.slate.com/blogs/future_tense/2013/09/27/researchers_claim_many_jobs_at_risk_for_automation_here_s_what_they_missed.html

Tuesday, October 1, 2013

Obamacare Will Increase Health Spending By $7,450 For A Typical Family of Four

Update: At the bottom of this post, the author responds to criticism of his argument. Over at National Journal Avik Roy says the critics are missing the point of Conover’s post.

It was one of candidate Obama’s most vivid and concrete campaign promises. Forget about high minded (some might say high sounding) but gauzy promises of hope and change.

This candidate solemnly pledged on June 5, 2008: “In an Obama administration, we’ll lower premiums by up to $2,500 for a typical family per year….. We’ll do it by the end of my first term as President of the United States.”  Unfortunately, the experts working for Medicare’s actuary have (yet again[1]) reported that in its first 10 years, Obamacare will boost health spending by “roughly $621 billion” above the amounts Americans would have spent without this misguided law.

What this means for a typical family of four: 
READ MORE:  http://www.forbes.com/sites/theapothecary/2013/09/23/its-official-obamacare-will-increase-health-spending-by-7450-for-a-typical-family-of-four/

Economic Freedom of the World: An Interactive Map

Click on the below link to see an Interactive Map!


READ MORE:  http://www.cato.org/economic-freedom-world/maphttp://www.cato.org/economic-freedom-world/map

Monday, September 30, 2013

Economic Freedom of the World

The foundations of economic freedom are personal choice, voluntary exchange, and open markets. As Adam Smith, Milton Friedman, and Friedrich Hayek have stressed, freedom of exchange and market coordination provide the fuel for economic progress. Without exchange and entrepreneurial activity coordinated through markets, modern living standards would be impossible.

Potentially advantageous exchanges do not always occur. Their realization is dependent on the presence of sound money, rule of law, and security of property rights, among other factors. Economic Freedom of the World seeks to measure the consistency of the institutions and policies of various countries with voluntary exchange and the other dimensions of economic freedom. The report is copublished by the Cato Institute, the Fraser Institute in Canada and more than 70 think tanks around the world.

READ MORE:  http://www.cato.org/economic-freedom-world

Friday, September 27, 2013

Census on Obama’s 1st Term: Real Median Income Down $2,627; People in Poverty Up 6,667,000; Record 46,496,000


(CNSNews.com) - During the four years that marked President Barack Obama’s first term in office, the real median income of American households dropped by $2,627 and the number of people in poverty increased by approximately 6,667,000, according to data released today by the Census Bureau.
The record total of approximately 46,496,000 people in the United States who are now in poverty, according to the Census Bureau, is more than twice the population of Syria, which, according to the CIA, has 22,457,336 people.

In 2008, the year Obama was elected, real median household income in the United States was $53,644 according to the Census Bureau. In 2012, the last full year of Obama’s first term, median household income was $51,017. Thus, real median household income dropped $2,627—or 4.89 percent—from 2008 to 20.

READ MORE:  

Wednesday, September 25, 2013

Employment Gap between rich, poor widest on record


WASHINGTON (AP) -- The gap in employment rates between America's highest- and lowest-income families has stretched to its widest levels since officials began tracking the data a decade ago, according to an analysis of government data conducted for The Associated Press.

Rates of unemployment for the lowest-income families - those earning less than $20,000 - have topped 21 percent, nearly matching the rate for all workers during the 1930s Great Depression.

READ MORE:   http://hosted.ap.org/dynamic/stories/U/US_JOBS_GAP_RICH_AND_POOR?SITE=AP&SECTION=HOME&TEMPLATE=DEFAULT&CTIME=2013-09-16-03-40-33

Tuesday, September 24, 2013

Amid slow economic recovery, more Americans identify as 'lower class'

A small but surging share of Americans consider themselves 'lower class,' a surprise to some researchers and activists despite the bruising economy.

 

Chris Roquemore once thought of himself as working class. But it's hard to keep thinking that, he said, when you're not working.

The 28-year-old father said he sparred with his supervisors at a retail chain about taking time off after his mother died — and ended up unemployed. Since then, Roquemore has worked odd jobs and started studying nursing at Long Beach City College, trying to get "a career, not a job." All those changes, in turn, changed the way he thought of himself.

READ MORE:  http://www.latimes.com/local/la-me-lower-class-20130916,0,5616335.story

Friday, September 20, 2013

Banks Seen at Risk Five Years After Lehman Collapse




The Morgan Stanley banker who advised the U.S.  Treasury Department on its rescue of Fannie Mae and Freddie Mac in September 2008 and thought she understood the risks to the financial system had just spent a weekend trying to save Lehman Brothers Holdings Inc. when she got a message: Would she come back to deal with American International Group Inc. (AIG)?



“The call I got was ‘We worked on the wrong thing,’” Porat, 55, said in an interview last month at the New York headquarters of the bank where she’s now chief financial officer. That AIG “could vanish that quickly and the impact that could have throughout the country, and that nobody could see it coming, was just staggering.”
Porat’s own bank almost vanished when hedge funds, spooked by difficulties getting money out of bankrupt Lehman Brothers, pulled more than $128 billion in two weeks from Morgan Stanley. To stay afloat it sold a 20 percent stake, became a bank holding company and borrowed $107.3 billion from the Federal Reserve on a single day.

Thursday, September 19, 2013

Fed will get its inflation; here's who will pay

What's good for central banks isn't always good for the individuals they are supposed to serve, a lesson likely to come into view even more clearly in the days ahead.

Higher inflation that's to come will mean still-tough times for savers and retirees, whose money has generated little return since the Fed took over the post-crisis economy.

After pulling the U.S. economy back from illiquidity and indeed the brink of insolvency during the 2008-09 dark days of the financial crisis, the Federal Reserve has been on a thus-far fruitless crusade to generate positive levels of inflation.

READ MORE   http://www.cnbc.com/id/101018843

Wednesday, September 18, 2013

Need a Job? The oil and gas industry is the place to go

A number of reports recently have indicated that the oil and gas industry is responsible for a major increase in employment. The Energy Information Administration (EIA), using data from the Bureau of Labor Statistics, noted that between the beginning of 2007 and the end of 2012, jobs in the oil and gas industry increased by 40 percent, while jobs in the private sector increased just 1 percent. IHS CERA Consulting just released a study touting the increased jobs that have resulted from booming oil and gas production in the United States, spurred by developments in drilling technology. According to the study, the boom created 2.1 million direct and indirect jobs by the end of last year and that number is expected to increase to almost 3.9 million jobs by 2025.

But, the job increase is not the only good news. According to the IHS study, the energy boom added almost $75 billion in federal and state revenues, which could reach over  $125 billion by 2020, and contributed $283 billion to the gross domestic product in 2012, which is expected to increase to almost $533 billion annually beginning in 2025. These new sources of domestic oil and natural gas added more than $1,200 to the discretionary income of the average U.S. family last year, and that number is expected to increase to $2,000 per household per year by 2015 and $3,500 by 2025. The use of hydraulic fracturing and horizontal drilling technology in oil and natural gas drilling sparked more than $120 billion in U.S.-based investment last year. By 2020, the shale boom is expected to lower the U.S. trade deficit by $164 billion (almost a third) as energy imports continue to decline. The lower energy costs will benefit manufacturing and industry, particularly energy-intensive industries such as petroleum refining, aluminum, glass, cement and the food industry.[i]

READ MORE:  http://www.instituteforenergyresearch.org/2013/09/06/need-a-job-the-oil-and-gas-industry-is-the-place-to-go/

Monday, September 16, 2013

Poverty in N.J. reaches 52-year high, new report shows

TRENTON — Poverty in New Jersey continued to grow even as the national recession lifted, reaching a 52-year high in 2011, according to a report released today.

The annual survey by Legal Services of New Jersey found 24.7 percent of the state’s population — 2.1 million residents — was considered poor in 2011. That’s a jump of more than 80,000 people — nearly 1 percent higher than the previous year and 3.8 percent more than pre-recession levels.

"This is not just a one-year or five-year or 10-year variation," said Melville D. Miller Jr., the president of LSNJ, which gives free legal help to low-income residents in civil cases. "This is the worst that it’s been since the 1960 Census."

READ MORE:  http://www.nj.com/politics/index.ssf/2013/09/poverty_in_nj_reaches_52-year_high_new_report_shows.html#incart_river_default

Friday, September 13, 2013

How the Prevailing Wage Law Stopped Progress

Recently, with encouragement from the County Executive, Tom Gordon, the New Castle County Council voted 7 to 6 against using a $100,000 contribution from the Friends of Rockwood to renovate the county-owned Rockwood Mansion. The argument was that such construction repairs should be subject to Delaware's prevailing wage system.
 
That argument is flawed for two reasons.
 
First, the argument doesn't coincide with state law. Second, the current Delaware prevailing wage system is methodologically flawed, redundant, a waste to taxpayers, and improper use of tax funds.
 
First, under Delaware's statutes, prevailing rates must be paid on new construction projects costing more than $100,000 and on alteration, repair, renovation, rehabilitation, demolition or reconstruction projects costing more than $15,000. For a project to be covered by the law, the State or any subdivision thereof must be a party to the public works contract; and, the State must have appropriated any part of the funds.
 
Because the Rockwood Mansion is county-owned, it is fair to say that the County is a party to any works contract. It is false to claim in this instance, however, that the County has appropriated any part of the funds.
 
Second, two years ago, funded by a foundation grant, CRI conducted a thorough analysis of Delaware's prevailing wage system's methodology.
 
The CRI research (http://www.caesarrodney.org/index.cfm?ref=28200&ref2=1) found that the prevailing wage methodology conducted by the Delaware Department of Labor was seriously flawed and over stated construction wages by occupation in Delaware by an average of 40%. Currently, for example, the prevailing wage for a carpenter working in New Castle County is $50.06, a painter is $42.02, and a laborer $38.30.
 
Using Delaware’s FY-11 capital budget, the research estimated construction savings from paying market construction wages would be approximately $19 million for school projects, $96 million for transportation projects, and $135 million overall. The funds saved could have been used to generate more capital improvements resulting in more construction output, a lower unemployment rate for construction workers, and less strain on Delaware’s unemployment fund.
 
To add insult to injury, every six months under a Federal contract with the U.S. Bureau of Labor Statistics, the Delaware Department of Labor systematically collects detailed construction occupational wage data (the Occupational Employment Statistics survey).
 
Shifting to the OES survey data would save money and staff time for Delaware’s Department of Labor while improving data quality. Compared to the Delaware prevailing wage survey data, the OES has substantially less sample design and response bias, a larger sample size, and fewer methodological errors. Moreover, Delaware taxpayers foot the bill for the state’s prevailing wage survey each year, while the U.S. Bureau of Labor Statistics pays Delaware to conduct the OES survey.
 
Why then this strange vote by the NCC Council? The most obvious explanation would be pressure from the unions. According to the latest data from the U.S. Bureau of Labor Statistics, just over 10% of Delaware's workers are union members, with only 2% of private sector workers being union members.
 
The Delaware economy is in a slump, and especially the construction industry. It its latest budget, NCC County government projects four straight years of operating deficits. These realities make the position of the County on the generous gift from the Rockwood Mansion Friends even more difficult to understand.
 
Dr. John E. Stapleford, Director
Center for Economics and Policy Analysis
 
SOURCE:  http://caesarrodney.org/index.cfm?ref=30200&ref2=408

Thursday, September 12, 2013

Australian gov't faces carbon tax backlash at poll

SYDNEY (AP) — The ruling Labor Party's probable collapse in Australia's next election is largely the consequence of its qualified success in the last one three years ago. To form the coalition she needed to stay in power, then-Prime Minister Julia Gillard reneged on a promise and agreed to place a carbon tax on major polluters.

On Saturday, the bill for that bargain comes due. Voters have never stopped hating the tax and its effect on their electric bills. Longtime Labor Party supporters — even people who have helped cut pollution by installing solar panels at home — have flocked to the opposition.

"Whoever gets rid of it will get my vote," said Mark Keene, a 54-year-old maintenance worker from Sydney who, for the first time in his life, won't be voting for Labor.

Opposition leader Tony Abbott has declared the election a "referendum on the carbon tax" — a sure sign of confidence that most voters remain staunchly against it, with many believing that companies forced to pay the tax are simply passing the cost onto consumers.

Wednesday, September 11, 2013

90,473,000: Record Number Not in Labor Force--Up Almost 10M Under Obama

The number of Americans who are 18 years or older and who have decided not to participate in the nation's labor force has pushed past 90,000,000 for the first time, according to data released today by the bureau of labor statistics.

The BLS counts a person as participating in the labor force it they are either 16 years or older and have a job or have actively sought a job in the last 4 weeks.  A person is not participating in the labor force if they are 16 years or older and do not have a job and have not sought a job in the last 4 weeks.

READ MORE:  http://www.cnsnews.com/news/article/terence-p-jeffrey/90473000-record-number-not-labor-force-almost-10m-under-obama

Tuesday, September 10, 2013

Fracking Boom Seen Raising Household Incomes by $1,200

Surging oil and natural gas production brought on by hydraulic fracturing is lifting the U.S. economy by lowering energy costs for consumers and manufacturers, according an industry-funded report. 

In 2012, the energy boom supported 2.1 million jobs, added almost $75 billion in federal and state revenues, contributed $283 billion to the gross domestic product and lifted household income by more than $1,200, according to the report released today from IHS CERA. The competitive advantage for U.S. manufacturers from lower fuel prices will raise industrial production by 3.5 percent by the end of the decade, said the report from CERA, which provides business advice for energy companies.

“What really surprised me was how powerful an impact it is having to such a broad base of the economy,” John Larson, vice president of economics and public sector consulting for IHS CERA and lead author of the report, said in an interview. “It makes it to me a story that all Americans really need to come to grips with and understand.”

READ MORE:  http://www.businessweek.com/news/2013-09-04/fracking-boom-seen-raising-u-dot-s-dot-incomes-by-1-200-per-household

Monday, September 9, 2013

Teen employment hits record lows, suggesting lost generation

For the fourth consecutive summer, teen employment has stayed anchored around record lows, prompting experts to fear that a generation of youth is likely to be economically stunted with lower earnings and opportunities in years ahead.

The trend is all the more striking given that the overall unemployment rate has steadily dropped, to 7.4 percent in August. And employers in recent months have been collectively adding almost 200,000 new jobs a month. It led to hopes that this would be the summer when teen employment improved.

In 1999, slightly more than 52 percent of teens 16 to 19 worked a summer job. By this year, that number had plunged to about 32.25 percent over June and July. It means that slightly more than three in 10 teens actually worked a summer job, out of a universe of roughly 16.8 million U.S. teens.

READ MORE  http://www.mcclatchydc.com/2013/08/29/200769/teen-employment-hits-record-lows.html#.Ui3PbX9LNax

Read more here: http://www.mcclatchydc.com/2013/08/29/200769/teen-employment-hits-record-lows.html#.UiA4TT-AeWY#storylink=cpy

Friday, September 6, 2013

Obama's Affordable Care Act Looking a Bit Unaffordable

Independent National Journal analysis finds premiums higher under Obamacare as employers weigh dropping coverage.

 

 

Republicans have long blamed President Obama's signature health care initiative for increasing insurance costs, dubbing it the "Unaffordable Care Act."

Turns out, they might be right.

For the vast majority of Americans, premium prices will be higher in the individual exchange than what they're currently paying for employer-sponsored benefits, according to a National Journal analysis of new coverage and cost data. Adding even more out-of-pocket expenses to consumers' monthly insurance bills is a swell in deductibles under the Affordable Care Act.

READ MORE: http://www.nationaljournal.com/domesticpolicy/obama-s-affordable-care-act-looking-a-bit-unaffordable-20130829

Thursday, September 5, 2013

New Jersey Property Tax Problems

The mayor of one New Jersey town is actually moving out because he claims he can’t afford to pay the property taxes there.
Egg Harbor Mayor Sonny McCullough bought his home in 1985 for about $350,000 and according to him, now he is officially taxed out.
In 2012, Egg Harbor property taxes were increased by 60% making his home now worth $1.1 million and that comes with close to a $35,000 tax bill.
Depending on which formula you use, New Jersey is either number one or number two in the country for pricey property taxes.
McCullough said, “property tax is the unfairest tax in the world. It’s not based on someone’s ability to earn money.  It’s based on the property value.” 

Wednesday, September 4, 2013

As Predicted, Ratepayers Ripped Off by Bloom Energy

It comes as no surprise the Bloom Energy Fuel Cell Project with Delmarva Power is costing much more than predicted in the Public Service Commission approval process. CRI participated in a marathon nine hour hearing and showed how tariff documents over estimated the benefits of the project at every level. We were the only group opposed to the tariff. Had the PSC commissioners adopted our analysis the tariff would have been rejected. This past Sunday, the Wilmington News Journal highlighted the problems in a front page story and an editorial.
 
            Delmarva and Bloom admitted electric ratepayers would be stuck paying above market prices for power. They said it would be worth it because of claimed economic development benefit of jobs at a new fuel cell factory, offsetting higher future electric prices for conventional power, the avoided cost of buying renewable energy credits, and environmental benefits. Two years down the road our predictions are coming true:
·         The cost will be at least three times expected and could go to a half billion dollars over the twenty year life of the project
·         Overall economic development potential will be one third expected and the Delaware solar industry has been decimated by the offsets in Solar Renewable Energy Credits
·         Environmental benefits would have been eight to ten times higher if a conventional natural gas power plant had been built and electric rates would have gone down instead of up
 
            Delmarva Power submits monthly reports listing the tariff payments, fuel cost, and operating cost of the fuel cell project along with the offsetting revenue from the sale of the electricity. The PSC, using company documents, estimated the comparable levelized above market cost would be $3.30/month for a typical residential customer with 2013 being much lower. With only two thirds of the project complete in October the estimated cost is now $3.83 and, based on the last 14 months of data, we can extrapolate the cost when the project is complete will total $4.50/month.
 
            The $3.30/month cost was to be further offset by $1.96/month through the avoided cost of buying renewable energy credits. However, the price of the credits crashedand the offset will only be $0.35/month. The net monthly cost will go from $1.34/month to $4.15/month, three times higher, about what our worst case estimate suggested. The total above market cost paid by ratepayers will go from an estimated $142 million to at least $437 million and could go higher.
 
            Mistakes in the economic development analysis also overestimated economic development potential by a factor of three. If Bloom actually hires 900 people, a big if, the jobs will cost half a million dollars each in above market electric rates. Bloom is behind schedule in hiring and the News Journal reported most of the license plates on cars at the plant were out-of-state.
 
            Environmental benefits were also exaggerated by comparing air pollution savings only against coal fired generation. The same $350 million investment made for fuel cells would have bought ten times the generation capacity of a typical new conventional natural gas generator leading to eight to ten times the air pollution savings. The power cost would have been a third the cost of the fuel cell generation and would actually have lowered electric rates.   
 
            The key question now is will future conventional power price increases and higher renewable energy prices offset the fuel cell tariff cost down the road. The US Energy Information Agency is predicting fairly stable demand and slow growth in future electric rates (one third the rate of increase used in tariff documents). Renewable energy credit prices reflect the installed cost of new wind and solar projects which have come down dramatically and are expected to fall further. The prospect of either higher electric rates or higher renewable energy credit prices going up enough to bail out ratepayers from the high cost of fuel cell power is extremely low.                     


source: http://caesarrodney.org/index.cfm?ref=30200&ref2=407&utm_source=Dave-+As+CRI+Predicted%3B+Ratepayers+Ripped+Off+by+Bloom+Energy&utm_campaign=Bloom+Energy&utm_medium=email