Sandy Harsh never expected to find herself with $16,800 in credit-card debt and her retirement dreams drifting farther away.
Harsh,
an IT professional from Tuscola, Illinois, is 62, around the age at
which a lot of people start actively planning to retire to a white-sandy
beach with a frozen margarita in hand.
Harsh's debt snuck up on
her as she helped her two daughters with college and living costs. She
went back to school after a divorce and dealt with unexpected expenses
such as big dental bills. Now she has about $300 a month in minimum
payments, spread across three credit cards, and the balance never seems
to go down because of all the interest she is paying.
READ MORE: http://www.cnbc.com/id/100470176
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